Also known as an “indemnification” or “reimbursement”, the policyowner receives a living or death benefit, up to a minimum or maximum limit or a multiple of the limit, from the insurer for covering medical damages or financial losses suffered by the insured party.
ABR | Accelerated Death Benefit for Terminal Illness Rider
Receive a cash advance on your death benefit if the insured is diagnosed with a terminal illness.
ABRS | Accelerated Death Benefit for Terminal Illness of Surviving Insured Rider
Receive a cash advance on your death benefit if the second-to-die insured is diagnosed with a terminal illness.
ALTC | Accelerated Death Benefit for Qualified Long-Term Care Services Rider
Receive a cash advance on your death benefit to pay the costs of your long-term care services in a home or facility.
CIR | Critical Illness Rider
COMING SOON!
ELTC | Extended Long-Term Care Benefits Rider
Extend the receipt of a cash advance on your death benefit to pay the costs of your long-term care services in a home or facility.
EPR | Estate Protection Rider
Receive an additional death benefit if both of the insureds die within the first four policy years.
EPRS | Survivorship Estate Protection Rider
Receive an additional death benefit if both of the insureds die within the first four policy years.
LTCI | Qualified Long-Term Care Insurance Rider
Receive a cash advance on your death benefit to pay the costs of your long-term care services in a home or facility.
LTCR | LTCAccessSM Rider
Receive a cash advance on your death benefit to pay the costs of your long-term care services in a home or facility.